How can we help you today?
Boost your retirement savings by starting a Shared Cost AVC plan from as little as £2 per payroll.

Extra products and services designed to support your financial journey – including a budgeting app, mortgage support and wills.

Expert education, tailored for you. From retirement planning to debt management, we offer webinars packed with actionable insights.

1-on-1 coaching sessions with our Financial Education Coaches, where you’ll be able to discuss all things AVCs.


You should consider your affordability before making or amending your Shared Cost AVC plan. Please speak to an independent financial adviser if you require financial advice. Shared Cost AVCs are available to active LGPS members only. You will need to consider what investment product is suitable for you.
A Pension is a long-term investment, the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.
Tax treatment is based on individual circumstances and may be subject to change in the future.
Information is based on our current understanding of taxation legislation and regulations. Any levels and bases of and reliefs from taxation are subject to change.