Drawing on survey responses from HR, finance, and wellbeing professionals across industries, this report uncovers the realities of financial wellbeing in today’s workforce. From the rise of short-term financial pressures to the changing expectations around employee benefits, it provides a clear picture of the challenges - and the opportunities - facing organisations right now.
Financial Stress Costs Everyone
Financial stress is rising - and it’s reshaping the workplace.
Money worries are no longer a private matter - they’re a workplace issue. With inflation above 3.8% and household debt exceeding £2 trillion, employees are under pressure like never before.
Our new 2025 report, The Price of Doing Nothing, focuses on financial wellbeing in the workplace. It reveals what this means for organisations; and how employers can take action. Whether you’re an HR leader, business owner, or wellbeing professional, this report is designed to give you practical insights and actionable recommendations to help your people thrive.
The figures speak for themselves
68%
of employers report that financial stress among employees has increased in the past 12 months.
76%
believe employers have a role in supporting employee financial wellbeing.
65%
of HR leaders agree that financial wellbeing benefits will soon become just as important as traditional benefits like healthcare and pensions.
Take the next step with us
Organisations that integrate supportive financial wellbeing practices not only help reduce these risks but also foster trust and loyalty.
In this climate, financial wellbeing isn’t just a “nice-to-have” benefit - it’s essential. Employees under financial stress are often less focused, less productive, and more likely to feel disengaged.
PwC (2023) Household debt tops £2 trillion for the first time as new data shows that less than half of UK consumers can correctly answer basic financial questions. [online] Available at: https://www.pwc.co.uk/press-room/press-releases/household-debt-tops-p2-trillion-for-the-first-time-as-new-data-s.html
Office for National Statistics (ONS) (2025) Consumer price inflation, UK: July 2025. [online] Available at: https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/consumerpriceinflation/july2025?
